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By Brian Kelleher

I distinguish myself within the real estate industry by offering personal service of exceptional quality. My goal is to provide my clients the finest service, counsel and guidance. My greatest asset, and the key to my success, is YOU.

Let’s Explore Your Selling Options. We will help you sell your home at the price and terms you want. Free Selling Strategy Call

Are you planning to buy a home in Alabama? Today, I will share exciting news about a new loan program available only to Alabama buyers. The First Step Program is offered through the Alabama Housing Finance Authority and provides amazing benefits for both first-time and repeat homebuyers. Here are the key benefits of the First Step Program:

1. Reduced interest rates. In some cases, the interest rates are significantly lower, making your mortgage more affordable.

“The First Step Program offers amazing benefits to both first-time and repeat home buyers.”

2. Down payment assistance. You can receive up to $10,000 or 4% of the purchase price of the home to help with your down payment.

3. Inclusivity. This program is available to both first-time and repeat homebuyers.

However, there are limitations to this program that you need to be aware of, such as the price cap on the home you can purchase, income requirements, and the targeted areas where you can maximize the program’s benefits.

To find out if you’re eligible for this program, it’s best to consult with a loan officer before making your plans. We can connect you with a reliable expert to discuss this program. Reach out to us by calling 205-531-2747. We’d be glad to help you.

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