If you’re thinking about selling your home right now, you’re not alone. I keep hearing the same questions from homeowners just like you. And, in today’s market, knowing the answers could save you time, stress, and maybe even money. Here’s what you need to know before you make any moves. Let’s dive into the top three questions I’m hearing from sellers – and why each one matters.

Question #1: Should I wait for interest rates to drop? Here’s the deal: Waiting for lower rates could mean a smaller monthly payment on your next home. But here’s what no one tells you. When rates drop, more buyers jump back into the market. And more buyers mean more competition. You might find yourself in a bidding war, paying a higher price, or struggling to land the home you want.

While a lower rate could help with payments, waiting could cost you more if home prices go up. So, selling now may be your best bet, even with today’s interest rates. You’d avoid those price hikes and possibly get a smoother buying experience on the other end.

Question #2: Are buyers still out there? I know it feels like the market is in a weird place, but there’s still strong buyer interest. Sure, we’re not in the “unicorn years” of 2021 and 2022, where everything sold in a flash. But here’s some perspective – today’s buyer activity is stronger than it was back in 2018 and 2019. Houses are still showing often, and plenty of buyers are ready to make offers.

“While a lower rate could help with payments, waiting could cost you more if home prices go up.”

Some people need to move for work, family, or personal reasons, and they’re not waiting on interest rates. Others are just excited about home ownership, and they’re ready to jump in now. This is good news for you! It means there’s a real opportunity to list your home and get a solid offer.

Question #3: Can I afford to buy another home if I sell now? This one comes up a lot. Many sellers worry about affording their next home with higher interest rates. But here’s something most people don’t consider – the equity you’ve built up. If you’ve owned your home for a few years, you’ve likely built significant equity thanks to rising home prices. That means you could make a larger down payment on your next home, which could reduce your monthly payment.

Even with slightly higher rates, a bigger down payment makes a difference. It’s a huge advantage you might not realize you have.

If these questions have been on your mind, let’s talk. You deserve clear answers, real strategies, and a plan that fits your life. So, whether you’re ready to list next week or just curious about your options, shoot me an email or text at 205-531-2747.